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Gold Insurance
SUMMARY OF COVER, LIMITS AND EXCESSES - COVER AND LIMITS ARE PER PERSON, UNLESS OTHERWISE SPECIFIED
(Sub limits may apply - please refer to policy section for full details). In consideration of the payment of the required premium and subject to the terms, Conditions and Warranty contained herein, We hereby agree to pay or provide indemnity as hereinafter set forth.
| Description of Cover | Policy Limit Up to: | Excess |
|---|---|---|
| 1. Personal Accident i. Loss of one or more eyes or limbs ii. Permanent Total Disablement iii. Death |
i. £30,000 ii. £30,000 (Nil if over 75 years of age) iii. £30,000 (£2,000 for Children) |
Nil |
| 2. (a) Hospital Benefit (b) Return to Home |
(a) £20 per 24 hours - Up to £600 (b) £1,500 (UK) or £3,000 (outside UK) |
Nil |
| 3. (a) Medical Expenses (b) Additional Expenses |
(a) £10,000,000 (outside country of residence) (i) Up to £500 for emergency dental treatment (b) £1,500 (within country of residence) |
Nil |
| 4. Loss of Deposit, Cancellation or Curtailment |
(i) Up to the final invoice cost for Cancellation and Curtailment (ii) £1,500 (UK) or £3,000 (non-UK) for additional expenses following Curtailment |
Nil |
| 5. Catastrophe Benefit | £500 | Nil |
| 6. HomePlan | £100 (per household) & 3 hours labour | Nil |
| 7. Delayed Travel (i) Holiday Abandonment (ii) Delayed Travel Benefit |
(i) Up to the final invoice cost (ii) £200 (£25 for the first completed 8 hours of delay, then £25 for each subsequent 8 hours of delay) |
Nil |
| 8. Missed Departure | £1,000 | Nil |
| 9. Personal Property | £1,500 Single article limit £300 Valuables limit £300 Spectacles/Prescription sunglasses limit £250 |
Nil |
| 10. Personal Money | £500 (£75 for Children) | Nil |
| 11. Delayed Baggage | £150 (subject to a delay of 10 hours or more) | Nil |
| 12. Passport / Driving Licence Indemnity | £500 | Nil |
| 13. Personal Liability | £2,000,000 | Nil |
| 14. Legal Expenses | £50,000 | Nil |
| 15. Non-Appearance of Artist | £50 | Nil |
| 16. Petcare | £200 | Nil |

